Top Cashback and Reward Apps to Save on Everyday Purchases
Why Use Cashback and Reward Apps?
Every time you buy groceries, fill up gas, or order takeout—you’re spending money. But what if some of that money could come back to you? That’s exactly what cashback and reward apps help you do. These apps let you earn real money or redeemable points simply for doing what you already do: spend on everyday items.
Whether you're a student trying to stretch your budget, a parent keeping the household running, or someone looking to save a few bucks, cashback apps are one of the easiest tools to make your purchases go further.
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| Using Cashback Apps to Save on Everyday Purchases |
1. Rakuten (Cashback When You Shop Online)
Rakuten is one of the most well-known cashback platforms in the U.S. Formerly called Ebates, Rakuten allows users to earn cashback from over 3,500 stores including Walmart, Best Buy, Macy’s, and more. You simply access the store through the Rakuten website or browser extension before making a purchase, and a portion of your spending is returned to you as cashback.
You can get paid via PayPal or check, usually every quarter. Rakuten also frequently offers sign-up bonuses, making it a great starting point for online shoppers.
Search Rakuten Cashback Portal2. Ibotta (Cashback on Groceries & Essentials)
Ibotta is ideal for in-store and online grocery shopping. With Ibotta, users can browse available offers, shop at participating retailers, and either scan their receipt or link loyalty accounts to get cashback. The app partners with major retailers and brands like Target, Kroger, Doritos, Tide, and Starbucks.
Cashback can be redeemed through PayPal, Venmo, or gift cards. Many users report saving hundreds per year by consistently using Ibotta for weekly shopping.
Search Ibotta How-To Guide3. Upside (Cashback at Gas Stations & Restaurants)
Upside helps you earn cashback at gas stations, grocery stores, and restaurants. You simply check in using the app at a participating location, pay as usual, and submit your receipt. Cashback is deposited into your account within a few days.
This app is especially useful for commuters, rideshare drivers, or anyone spending regularly on fuel and food. Participating locations include Shell, Valero, and Burger King.
Search Upside Gas App Guide4. Fetch Rewards (Scan Any Receipt to Earn Points)
Fetch Rewards allows you to scan almost any receipt—from grocery stores to restaurants—and earn points that can be redeemed for gift cards. Unlike other apps, you don't need to unlock offers in advance. Bonus points are given for featured brands such as Pepsi, Huggies, and General Mills.
It’s a no-hassle way to collect rewards for purchases you were already going to make, and a great option for families or people with diverse spending habits.
Search Fetch Rewards Tips5. Receipt Hog & NCP (Get Paid for Sharing Receipts)
Apps like Receipt Hog and National Consumer Panel (NCP) allow you to scan and upload receipts in exchange for points, which can be converted into cash or rewards. These apps collect shopping data for market research purposes and reward users for their participation.
They don’t require brand-specific purchases and are ideal for passive income seekers. Consistency is key to maximizing your rewards.
Compare Receipt Hog and NCPSafety Tips for Cashback Apps
When using reward apps, make sure to only download from official app stores and never provide sensitive information unless you trust the source. Look for apps that clearly disclose their data privacy policy and use secure connections.
FTC: Spotting Fake AppsFAQ
Q1: Are cashback apps actually free?
Yes, most legitimate cashback apps are completely free to use. They earn commissions from partnered retailers and share a portion with you.
Q2: Can I use more than one app at the same time?
Absolutely. Many receipts can be uploaded to multiple apps like Ibotta, Fetch Rewards, and Receipt Hog for overlapping rewards.
Q3: How do I get paid from these apps?
Most apps offer payout through PayPal, Venmo, or gift cards to stores like Amazon and Target. Check the app's settings for your preferred method.
Q4: Do I need to provide my bank info?
Some apps like Ibotta allow payouts without linking a bank. Others, like Rakuten or Upside, may ask for PayPal or a secure account—but always verify the source.
Final Thoughts
Cashback and reward apps are simple yet powerful tools for saving money on everyday purchases. They require little effort and can provide real returns over time. Whether you’re trying to stick to a budget, reduce grocery bills, or earn gift cards for the holidays, these apps offer value without asking you to change your routine.
Pick two or three to start, stay consistent, and watch your savings grow every week.
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